White label payment gateway is a payment gateway solution that can be branded as per the requirements of the buyer. Created specifically for large merchants, MDEX is especially useful for merchants who process at least 500,000 Visa card payment transactions per month, use a central processing platform and require speed at the point of payment. How do I fix this? ‣. Share and accept payments via WhatsApp, SMS, Email. Our provided white-label gateway allows businesses to accept credit card payments in different currencies and offer payment processing services. Stripe is a payment gateway, which is a popular alternative for Paypal. A payment gateway is the “gateway” between merchant and payment processor and is responsible for obtaining the customer’s credit card information and payment data from the merchant. 2009. PayCaps- White Label Payment Gateway Features. Partnering for Success: How White Label Payment Gateways. AltPayNet (est. Merchants or agents usually use or resell this system as their own by completely changing the system’s branding to match corporate style guidelines (hence the “white label” notion). Ideas Grow Business. Provides more detail about the requested payment to spenders. Bharat QR. 2 billion in Q2 2019, making e-commerce nearly 11% of retail overall. Number of decision-makers involved One or two. It offers additional features like fraud management, dispute resolution, and recurring. Durango Merchant Services: Best for highest-risk businesses. 80 Private label and check acceptance: Invalid date CARD_EXPIRATION_DATE_INVALID: 82 Negative CAM, dCVV, iCVV, or CVV results CVN_MISMATCH: 85Integrating a payment gateway is a massive time taking process if you try to do it with the help of coders. Mobile payments. You can accept and process credit card payments in various currencies. It offers the. In the right hand column, you’ll see a box titled Order Notes with a full list of order details. A white-label payment gateway allows businesses to offer payment processing services to their customers without building the payment infrastructure themselves. Make and take payments. Such a huge market growth implies a. Hosted Payment Gateways. Consider exploring the potential of UniPay Gateway’s white label solution right now if you are seeking an innovative approach to promote your brand or enhance the payment experience of your merchants and if you want a powerful payment technology that gives you greater control over the onboarding, processing, and financing of new customers. Building a payment gateway from scratch can be a huge investment, both financial and technological. A payment gateway is a tool that enables businesses to accept payments online from anywhere via different channels and devices. This is among the many misconceptions about the payment gateways. Square – Best for faster payouts. You will receive a white label payment gateway with a complete card-present solution, including SoftPOS and remote key loading mechanisms. Bitcoin is the most commonly supported cryptocurrency used during transactions with these systems, but some gateways provide the ability to pay with alternative cryptocurrencies, such as Ether, Litecoin, and Bitcoin Cash, among others. In simple terms, you can add your company’s logo and customize the payment experience for easy brand recognition with a white label payment gateway. With the Pros of this payment solution, You save the payment gateway fees. Private label credit cards are run in collaboration with banks or third-party financial institutions. Key Features: PayPal has proven success: the gateway boasts up to 44% higher checkout conversion for businesses who use it. a hosted payment gateway. . e. 3. White label accounting software. A white label payment gateway allows companies to incorporate their own branding into an existing payment system for use on websites or mobile apps. Payment processing services are available in many forms today, but perhaps none so unique as white label payment gateways. Moreover, we feel that payment facilitation, merchant, and gateway services are as relevant and demanded as ever. The result: higher AOV and lower DSO. No Code Payments. Payment is becoming more cashless than ever now as a massive number of transactions are digitally carried out through credit cards and e-wallets. Take full control of your funds. There are two main types of onboarding and payment experiences the payment gateways offer: white-label and hosted. AltPayNet specializes in white-label payment gateway solutions, SaaS payments, operational consulting, risk management, and. Get 100+ Payment Options using PAYMENTZ Read more from Sally Lauckner. branded cards, and purchase finance plans. White label credit cards, for the most part called private label credit cards, are a sort of credit card gave by a distant cash related foundation yet are separate with the logo of a particular retailer or business. While the regular gateways get into contracts with the ISOs and merchant acquirers to resell their services, white. 31. You can start with almost no budget dedicated to technology, receiving the top-notch tools to start processing payments being technically in-line or even ahead of the competition within days,. We at ScienceSoft perform a detailed comparative analysis of possible solutions to. Make payments contactless with 140+ UPI apps. White- and private-label products are ideal for selling on the side: you still get high-quality goods without investing in making or storing too many at a time. The plugin lets you accept payments through credit cards and e-check payments from your customers. Altogether, a white label payment service provider is an out-of-the-box solution that allows you to earn money by. A team of paytech professionals along with a variety of integrations to add to the system is all expensive. This service is called ‘Baroda e-Gateway’ (Internet Payment Gateway). 3. Its potential unleashes the best as your business grows and goes global. The buyer can add his own logo and domain name to the payment gateway solution. Payline Data: Best for subscription-based businesses. Dive in to explore a seamless experience powered by 30 million daily transactions. It is a piece of technology that gathers payment information from customers and securely sends it to the bank of the retailer. Only our payment stack delivers everything you need. The best payment gateways provide a simple way to take and process credit and debit card payments online. net are best for taking credit cards and other payments. Bitcoin Payment Processor - Accept Bitcoin, Bitcoin Cash, Litecoin, Dogecoin, Dash, etc Payments on your website today for user premium membership, file downloads or selling your products! It is Easy! White Label Bitcoin Payment Boxes with your own logo!Get a full-featured white-label payment gateway to provide acquiring services for small-medium retail and e-commerce businesses of any size. Through Hips White Label Payment Gateway, leading Acquirers, Payment Service Providers, and POS Software Providers can easily evolve with the drastic, rapidly changing payments industry. These third-party. The megadeal of 2021 was Square’s all-stock acquisition of BNPL company Afterpay for $29 billion. Companies in over 40 countries can build payment experiences and scale them across the world. These Are the Best Payment Gateways in 2023. White-label payment gateways let businesses customize the online checkout process with own names, logos and brands without having to create their own systems. XREX is a neo fintech that bridges the gap between the traditional banking system and innovative financial solutions. We can deploy the. Authorize. Do you need a payment solution for your business? Our teams of experts are there to answer your questions and assist you with your future payment solution! 19 & 24,Techniplex-1,Techniplex Complex, Off. Braintree. Let's build together. To ensure that your team creates a secure payment gateway, you might need to invest up to $10K in quality assurance and testing. Hosted payment gateways, favored for their simplicity and security, are not only user-friendly but also highly PCI. XREX is a neo fintech that bridges the gap between the traditional banking system and innovative financial solutions. PayCaps payment gateway provides a one-stop platform for online payment processing to acquirers, banks, payment service providers, and fintech. By using this third-party solution, you don't have to worry about. Payment Gateway. Personal Manager. A payment gateway verifies that a customer’s card is legitimate. 200/652: Transaction was declined by processor: Decline: A processor decline indicates that the customer's bank has refused the transaction request. Let's Talk ! 954 342 5676 +44 137 243 2466. Ample customization and branding options. For example, 54% of online transactions in China involve wallets such as. Aggrepay Payments Solutions Private Limited - AggrePay Payments Solutions private limited is leading online payment gateway service provider company, based out at Mumbai, It Supports Net Banking, Credit and Debit Card, UPI, Wallets etc. This feature enables customers to store their credit and debit card credentials, billing and shipping details in a PCI compliant environment for future use. ACH, check, wire. White label credit cards, for the most part called private label credit cards, are a sort of credit card gave by a distant cash related foundation yet are separate with the logo of a particular retailer or business. Payment Gateways. Net works with nearly any merchant account, making it one of the most versatile payment gateway providers on the market. your brand at the core. • BIN Sponsorship and White Label Card Issuing. 9 supports the new payment protocol. By accepting payment methods that are both preferred by your customers and relevant for your business model, you can: Reach more customers globally: As you expand into new regions, accepting local payment methods may be necessary to capture the total market opportunity. However, there are many distinctions and benefit with the white label service. 0 User satisfaction: 95%. 7 billion in 2022, according to Statista. Issue. XREX’s suite of blockchain-driven solutions offers fiat gateways, crypto-fiat conversion, and online payment guarantee BitCheck. Private Label cards are defined as closed loop/RAN (Restricted Access Network) type cards processed over VisaNet®, an open loop network. A white label payment gateway is a service that allows you to accept credit cards and other forms of electronic payments. White label features. Know More. In order to understand the white-label payment gateway concept, we should analyze the context of its formation, i. White label accounting software. PayFast. Offer your customers a secure payment gateway 150+ payment modes with the best success rates. AggrePay caters into wide range of services like online payment gateway, White label wallets, ERP Solutions for. White-label payment gateways help businesses improve their payment experience and reshape the way that they conduct online transactions. Our white-label solution has been used by Fortune 10 companies and the largest facilitators in North America. A gateway serves as a portal to facilitate transaction flow between customers and merchants. Realex Payment (now Global Payments) This is one of the leading payment gateways in Ireland. Talk with a member of our Integrated Partner Channel. White label payment gateways. Let’s create a strong future for you and your banking customers. A payment gateway is a merchant service provided by an e-commerce application service provider that authorizes credit card or direct payments processing for e-businesses, online retailers, bricks and clicks, or traditional brick and mortar. Through Hips White Label Payment Gateway, leading Acquirers, Payment Service Providers and POS Software Providers can easily evolve with the drastic, rapidly changing payments industry. This means specifically that a Gateway’s main purpose is to send your donors sensitive information (specifically credit card information. Some of the most important white label financial products include: White label banking solutions. It streamlines processes, eliminating the need for manual tasks like expense reporting and payroll management. Wednesday, October 11 2023. Amazon Pay. Essentially, it is controlled and managed by a third-party provider. Net, Stripe, 2Checkout, and Adyen are the top 5 best online payment gateway providers. Basically, the company can use its own 'label' above the. JPMorgan Chase acquired WePay in 2017, connecting our fintech technology with the strength and security of the #1 merchant acquirer. Executes payment or account information related transactions on bank accounts of users, leveraging a per-transaction billing model. The PayKings high risk payment gateway is a PCI DSS Level I white-label platform with robust capabilities to help you connect in the digital payments world. Also, implementation can take years. Designed to enable a wide range of modern payment solutions, the DECTA API offers precise control and full ownership of your white label card program. Usually, 4 steps: contract, deposit funds, deliver service or goods, release fundsPayment Gateway: A means of authorizing credit card or other forms of electronic payments. Payment is. In this regard, store owners really haven’t got much choice as the top tier of payment gateways is populated by a handful of. Digital banking solution. Loyalty Begins at the Payment™. Issuer Switch. 4. The third-party partner (or private label credit card provider) assists in several areas, including issuing, funding, and payment collection. Lipapay. IT Services and IT Consulting Mumbai, Maharashtra 1,592 followers White Label Payment Gateway SolutionIn addition, white-label payment gateways have multiple integrated banks and payment providers that are available to users via one integration to its system, significantly reducing time-to-market. net is another great WooCommerce payment gateway that is widely known for its easy integration and smooth payment processing. Private Label Payment Processing Solutions from Stark Payments: Web, app and ecommerce developers and FinTech startups can now offer online payment services like PayPal & Stripe with our powerful Private Label Payment Processing Gateway. These credit cards are intended to boost clients to buy from a specific retailer or organization and empower client dedication. These methods can simplify payment as well as minimize fraud and mistakes for both businesses and consumers. Over 150+ payment modes with both domestic and international payment options. These may include credit cards, debit cards, eChecks, and digital. 4% and 8 cents per in-person transaction (if $50,000 or less in monthly card transactions). Payments - 16 Nov 2021. It is a private payment system based in the UK that aims to simplify the digital payment methods for global technology firms, e-commerce, and marketplaces. XREX BitCheck. But if you want to pay for APIs and other third-party features, add an extra $20K to $30K for integration. They allow firms to process payments under their own brand name while using the technology of a third-party provider. A payment gateway is a technology businesses use to accept and process online payments. Authorize. Payment integrator must return Service Unavailable since Google requires a synchronous response. Card issuing API. PayPal is one of the most popular payment gateways globally, with over 300 million active users. Updated: 3/21/2023. Gateways are payment services — typically provided for an additional fee — that process credit cards online through an e. AsiaPayTech offers a fully customizable white-label payment gateway for banks and payment service providers, enabling them to extend payment processing services to merchants and other business entities around the globe. Create a USPS. Paymentz - Payment Gateway Solutions Pvt. A payment gateway is what keeps the payments ecosystem running smoothly, as it enables online payments for consumers and businesses. 30 per transaction. The added experience comes with a lot of benefits including partnerships with a plethora of merchant account providers, credit, debit and digital payment solutions. White Label Payment Gateway. We have 15 years of experience reviewing the payment gateway market so we are well placed to analyse what's on offer. A white-label solution allows you to build your own crypto payment gateway, Turnkey solutions like this help startups and entrepreneurs save resources throughout the development phase. Zettle – Best for convenience. A white label payment gateway is a compromise between using a third-party provider and developing the payment gateway in-house. The white label payment gateway protects you and your clients from chargebacks. With Novatti, your company may take a variety of payment options, including Apple Pay, Google Pay, Samsung Pay cross-border payments, and Prepaid Cards. 4. Whatsapp +971423678683. For a payment gateway development project, you’ll generally need the following roles at each project stage: Business analysis—business analyst, project manager, team lead/architect. Maticz is an iconic software development company providing next-gen software development services and gained 300+ satisfied customers from 50+ countries. Best for: E-commerce businesses that sell to the mass market, particularly to customers who don’t have credit cards and can pay only in cash. 30 per transaction. Payneteasy's gateway is a fully brandable, white label solution. 3, for all transactions. I’ve built an environment using the Toolkit, and would like to publish it so that others can visit the space. Find the top Web-Based White Label Payment Gateways in 2023 for your company. White label payment solutions Corefy provides you with a range of options for accepting payments both automatically and manually. MDEX can help businesses reduce day-to-day operational costs, implement innovations quickly and increase. Compare the best Free White Label Payment Gateways of 2023 for your business. An equivalent to shared hosting in payment systems world is integration with a payment gateway. 9% + $0. Pharmacy, Private practice, Dental and Veterinary. Some of the key features are: Intelligent transaction routing. White label is a business model that implies purchasing an unbranded solution from a provider who created it, customising it to your brand, and selling it as your product. CROSS-SELLING. Our BIN sponsorship services are supported by a full-featured card issuing API platform. PayU Payment Gateway in India offers 150+ payment modes at the lowest pricing. Whether you're seeking control, convenience, or a blend of both, we offer solutions to meet your every need. Our gateway is connected to all major US processing platforms and many International platforms. White label payment gateway is one of the best solutions for the payment service providers,. See more of our. We continue to get inquiries from people and companies. Customers pay in crypto or in fiat for their purchases. 5. When a business chooses a white-label crypto payment gateway and becomes the PSP, it must select a payment gateway provider. Our custom white-label payment gateway systems are designed for all types of businesses and industry verticals, from retailers to e-commerce. There are many different kinds of white label payment gateways, each. 1. India's widest BNPL suite with 35+ card and cardless EMIs and Pay Later options. Hosted payment gateway. Next, the payment gateway verifies your customer’s card details and checks if they have sufficient funds to make the payment. Cardstream is a high-performance Level 1 PCI: DSS-compliant white-label payment processing platform, adding value by offering all major credit card schemes and worldwide currencies. API-hosted payment gateway. Authorize. 24x7 Support. a merchant ID) in the return URL. KopoKopo also offers cash advance and bulk payment. 5. Payneteasy. Get your business ready with all white labelled Payment Gateway. Private label credit cards are run in collaboration with banks or third-party financial institutions. A white label payment gateway is a customizable #payment_solution that allows businesses to offer their own branded payment platform to customers. Mobile wallet software platform for banks, telecom and FinTechs. Payment is becoming more cashless than ever now as a massive number of transactions are digitally carried out through credit cards and e-wallets. WorldPay. We establish connections with APIs of payment providers and acquirers globally and ensure their security, integrity, and stability. Intercash is one of the world’s leading providers of global payment solutions, with a special focus on white-label card programs. Misconception #3: Payment Gateways Offer Banking Methods. Because private credit cards are managed by banks or financial institutions, they offer exactly the. As you saw with our announcement on June 16th, Wyre will be winding down its business operations. The payment protocol adds many important features to payment requests: Supports X. One of the biggest advantages of using a white-label payment gateway is that it can save you time, money, and headaches. Tokens remain independent of specific payment processing. Working on a white-label crypto payment gateway is relatively easy. Lyra’s Payment gateway comes with a back Office which is more than simply a management tool, as it improves your level of autonomy, thanks to its many features. Never miss a sale just because you couldn't take their payment method. Get the form fields after they are initialized. Brand: Zerone Microsystems Private Limited. White label payment gateway is a payment gateway solution that can be branded as per the requirements of the buyer. The conversion rate can decrease if customers don’t find the features they are looking for. If your crypto payment gateway receives Bitcoins, Ethereum, or other cryptocurrencies, it immediately converts them into fiat according to the. 9% + $0. PSPs offer online payment. Basically, a white-label solution is a product/ service developed according to the given specifications by the third party to sell to others. White-label payment gateways let businesses customize the online checkout process with own names, logos and brands without having to create their. Best Payment Gateway for India - Go Live Instantly. It offers PCI DSS 3. Payment Gateway :Payment gateway integration for website enables businesses in India to accept online payments with all payment modes including credit card, debit card, net banking, UPI, wallets, and EMI. The white-label payment gateway provides a ready-made product to accept customer cryptocurrency transactions, considering actual tax and legal measures. There are several types of payment gateways. You own only the name and logo of a classic white label gateway. Cybersource provides credit and debit card processing and claims to be used by over 450,000 businesses worldwide. Private label and co-. It takes it a step further by incorporating your business identity until the end. So, those who want to keep the cost low can opt for another gateway with a free merchant account. 2015) started as a simple white-label payment service provider and evolved into a multi-solution Software-as-a-Service (SaaS) company to fulfill the specific global-market needs of our clients. Step 3: Payment gateway data to an issuing bank. Here are the basic steps on how it works: Step 1: It all starts when a customer places an order on a website by pressing the submit order or checkout button. A self-developed payment gateway. get_field_value () : string. Using Authorize. With the help of a white label payment gateway, you can get similar features and functions and perform the same duties as a payment gateway provider. You can save your brand's reputation and build customer. India's widest BNPL suite with 35+ card and cardless EMIs and Pay Later options. BitHide crypto payment gateway solution makes transactions anonymous using the Dark Wing technology. Become one of us by joining thousands of our happy users and simplify the online payment experience for your customers. A much better and more cost-effective alternative is going the white label route. The number and type of payment integrations vary from one payment provider to another. Dynamic currency conversion. You can use the Marketplace API's update current user endpoint for this. Cardstream is a high-performance Level 1 PCI: DSS-compliant white-label payment processing platform, adding value by offering all major credit card schemes and worldwide currencies. Over 150+ payment modes with both domestic and international payment options. 9. 2. White label payment gateway is a method for payment gateway that allows a company to provide services for payment processing under its name. MDEX can help businesses reduce day-to-day operational costs, implement innovations quickly, and increase payments. Advantages of the “White-Label Solution” model: Branding opportunities; Quick Set-up time Payment Gateway: A means of authorizing credit card or other forms of electronic payments. The best white-label payment gateways for a startup in the Middle East. A payment orchestration platform or a payment gateway is a software solution that allows businesses to accept payments, make payouts, and tackle other financial management procedures. A payment gateway serves as the connection point between an e-commerce website and your merchant account. Product Overview. No information available. Integrate payment gateway to accept payments on the web and app. 0 reviews. Razorpay Software Private Limited, 1st Floor, SJR Cyber, 22 Laskar Hosur. More loyalty. It notifies the merchant whether their payment has been accepted or declined, serving as an. In addition, custodial and non. One or two. It has been especially designed for the developer and tech community, allowing them to fully white label our advanced payment gateway. net charges a $25 monthly gateway fee plus an all-in-one transaction charge of 2. It's a simple, secure, and private way to pay for purchases in apps, stores, and online. Step 2: Order details go to the payment gateway. A payment gateway collects and verifies a customer’s credit card information and is crucial for online payments. These methods can simplify payment as well as minimize fraud and mistakes for both businesses and consumers. White label payment gateways. You can start with almost no budget dedicated to technology,. While the regular gateways get into contracts with the ISOs and merchant acquirers to resell their services, white. Shopify: Best for. Drop Email : [email protected] payment gateways allow these businesses to integrate a fully functional payment gateway that carries their branding, helping to enhance user experience and boost trust and loyalty. All white label payment gateway providers must comply with Payment Card Industry Data Security Standards (PCI DSS) and other industry-specific regulations. Cybersource is a top gateway provider due to its fraud and security risk management solutions. It has all the features of a traditional payment gateway—e. The other company/ business rebrands it and used it as its own. You should store this information in the user's private data. However, there are many distinctions and benefit with the white label service. Products from the Easebuzz payment solution suite including. Return the gateway's icon. Rapyd is another emerging payment gateway available in the Philippines. Stax: Best for high-value transaction. As we outlined above, a payment gateway is responsible for authorizing transactions between customers and merchants. Fill out our partnership contact form. WhatsApp : +91 93845 87998. PayU Payment Gateway in India offers 150+ payment modes at the lowest pricing. (In case of opting for third-party software) Choosing an optimal prebuilt payment gateway according to the client’s specific criteria and business priorities. Days to weeks Days to months. With the help of a white label payment gateway, you can get similar features and functions and perform the same duties as a payment gateway provider. Cardstream is a high-performance Level 1 PCI: DSS-compliant white-label payment processing platform, adding value by offering all major credit card schemes and worldwide currencies. Assisting clients in choosing an optimal market-available payment gateway (in case of relying on third-party software) according to their specific criteria and. Phone: +91 22338 64918. net. White Label Cryptocurrency Payment Gateway companies, such as COINQVEST, have the skills and capability. PAYARC – Offers the best payment gateway for processing international transactions. 2. Worldline India Offers 360-degree payment solutions. Customer enters the UPI PIN to complete the payment. We might be biased but Akurateco checks all the boxes on the list of essentials for a payment software providers in the MENA region. White-label payment gateways usually offer an option to use hosted pages in some stages of the payment flow. Google Chrome Extension. Our score: 9. In other words, a company integrating a white-label payment system can legally place its branding on the software and resell the system as its own without having to spend money on its development and maintenance. Manage all your payments easily and securely in one place through our hosted payment solution. 5. They offer numerous beneficial features that can help in increasing sales by easing up the checkout process and offering your customers several payment options, in various currencies. Many businesses can become interested in building their own payment gateway: merchants wanting to reduce payment service fees, startups looking into offering a gateway in an underserved region, or online companies who started out with a white label service that is now presenting them with technical limitations instead of support. Net and the combined entity was acquired by Visa in 2010. But, keep in mind that there is a lot of maintenance and other costs involved when opting for building your own payment gateway. When white-label options came along, it was a turning point for online payment platforms. In other words, payment gateways provide a set of smart tools and features that allow businesses to monitor, manage, and analyse their incoming and outgoing. White Label Payment Gateways — Become a payment service provider with a competitive advantage, having your own-brand sophisticated payment infrastructure and capabilities • Malaysia. Businesses can also offer payment options and digital banking solutions using SeerBit's white-label solution. How do I transfer a Toolkit package template to someone else? ‣. Click the order number to find more information. This module is the official VISA/Mastercard protocol for card holder identification. Veer Savarkar Flyover, Goregaon-West, Mumbai 400062. 6 The EU PSD2 (Annex 1) groups payment services as: (i). Whether you're an aspiring entrepreneur or a small business owner looking to offer seamless online transactions to your. User-managed fund control — The funds can be controlled by managing the blockchain with private keys thereby ensuring security and transparency. Go to WooCommerce → Orders in the WordPress dashboard (WP Admin). Boxopay is a white-label payment gateway provider that establishes connection capabilities with any payment providers and processing centers. Configure and manage all your virtual or physical debit and prepaid card products with a. A payment gateway is a piece of technology that securely processes online, in-app, and card-not-present credit and debit card transactions by capturing, storing, and passing tokenized card information from the customer to the acquirer. Cashfree’s white label payment gateway solution goes further - with 150+ payment modes available to end customers and the country’s widest BNPL suite of it ensures that e-commerce business can lower their cart. Support 5. While regular gateways contract with merchant acquirers or ISOs to resell their payment gateway’s brand, white label payment gateways allow, and even prefer, the merchant acquirer or ISO to brand and sell the payment gateway services as their own. BitPay is the best crypto app to pay with crypto and accept crypto payments. Moving your infrastructure from stack to service not only frees up capital in terms of money, it also frees up entrepreneurial energy. payment services have included third party initiation, tokenization, payment gateways, payment aggregators, and white label ATM/POS providers, which are not in the scope of this paper. Share and accept payments via WhatsApp, SMS, Email. This payment method is available on iPads, iPhones, Mac computers, and Apple Watches. Starting Your Own Payment Gateway Service: A Step-by-Step Roadmap. CHURN RATE. Customer selects his favourite UPI App on the checkout page. The gateway provides the merchant with a private-label solution, allowing them. PCI DSS 3. 25%, including SGD $0. UPI app opens, customer verifies the order amount and clicks to pay. DECTA White Label Payment Gateway is a Swiss-army-knife gateway solution for any type of payments business: banking financial institutions, Fintech startups, and.